Zopa Bank Referral Code: Earn £10 + 2% Cashback on Bills (Biscuit Invite)

Looking for a free £10 to get started with a rewarding current account?

You’ve just found one of the most generous and low-effort sign-up bonuses out there — and it comes from a bank you might already know: Zopa.

Updated: October 28, 2025

Limit of 10 reached, waiting for new link (feel free to post yours in the comments if you have a valid one)

What is Biscuit by Zopa?

Biscuit is the catchy name Zopa has given to their new current account product — and it’s more than just a gimmick. It’s designed to help you:

• Earn 2% cashback on your regular bills (gas, electric, mobile, etc.)
• Grow your savings with up to 7.10% AER in their linked Regular Saver pot
• Get 2% AER on your current account balance
• Spend abroad with no fees

How to Claim Your £10 Biscuit Bank Bonus

You’ll get £10 for free when you sign up using this Zopa invite link:

👉 Get £10 via this Zopa Biscuit referral link

Here’s how it works:

1. Click the link above and enter your UK mobile number to start the process
2. Open your Biscuit current account with Zopa — this takes just a few minutes
3. Once your account is verified, both you and your referrer get £10

No deposit required
No need to switch your main bank
Just open and get rewarded

Why This Offer Is Better Than Most

While other banks offer similar £10–£20 bonuses, very few come with:

• 2% cashback on bills (automatically applied)
• A top-tier Regular Saver at 7.10% AER
• No spending fees abroad — a big bonus if you travel

And unlike other current account promotions, there’s no need to switch your salary or direct debits. You can just use Biscuit as a secondary account for savings and rewards.

Related: check Monzo Sign Up Bonus £10 and up to £50 bonus and Get a £10 Bonus with PayPal: How to Claim the PayPal Invite a Friend Reward

FAQ

Is Biscuit a new bank?

No — it’s a new product from Zopa, an FCA-authorised UK bank.

Do I need to switch banks?

Nope! You can keep your main account elsewhere and still get the £10 bonus.

How long does the bonus take?

Usually within a few days after account opening and verification.