Raisin Referral Code 2026: Get a £100 Bonus

Looking for a Raisin referral code? Raisin UK’s invite scheme uses a personal referral link rather than a code. Register through it, put at least £10,000 in a fixed rate bond of a year or longer, and you get a £100 bonus.

Article last updated: 11/11/2026

Raisin referral link: get a £100 bonus

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Raisin referral code November 2026

There is no Raisin referral code to type in for this offer. The bonus is linked to the invitation, so start your registration from the link and finish it in full.

What do you get with the Raisin referral?

A £100 bonus for you as a new customer
Paid into your Raisin Transaction Account
Paid within 28 days of your qualifying bond being opened
The person who invited you also gets £100

How to use the Raisin referral link

Open the Raisin referral link
Fully register for a free Raisin UK Account
Choose a fixed rate bond with a term of 1 year or longer
Move at least £10,000 from your own UK account to your Transaction Account
Put the whole amount in that one bond
Look for the £100 in your Transaction Account within 28 days

Raisin referral code: Get £100 With a £10,000 Fixed Bond

Raisin referral terms to know

Only new Raisin UK registrations count
You must be at least 18, solely UK tax resident and have a UK home address
The £10,000 can’t be split across several savings accounts
The bond has to be the first savings account you successfully open on Raisin UK, so don’t start with easy access
Easy access and notice accounts don’t earn this bonus

Full details are in the Raisin refer a friend terms. Raisin’s terms don’t give an end date, but offers can change, so check the page before moving your money.

Is there a better Raisin promo code right now?

Possibly. Raisin sometimes runs its own time-limited welcome codes, and these can ask for a different deposit or a longer term. Past promotional terms haven’t allowed offers to be combined, so compare any live code with this £100 and pick one before you register.

Already have a Raisin account?

You can’t use a referral on an existing account. You can still invite friends yourself by copying your personal link from your Raisin account, and you each get £100 if they meet the terms.

Is the Raisin referral worth it?

It depends on the rate and how long you can do without the money. On £10,000 for one year, £100 is the same as about 1% extra before tax. So a bond paying 5% would give you roughly £500 in interest plus the £100, while a bond elsewhere paying more than 6% would beat it without any bonus.

The bigger catch is access. Raisin says its one-year bonds lock your money for the full 12 months, and you can’t pay a fee to get out early. If you might need the £10,000 for a house deposit, bills or an emergency, skip this one.

Eligible deposits are protected by the FSCS up to £120,000 per person, per bank. That limit is shared across everything you hold with the same banking licence, so check it if you already save with the same bank. See Raisin’s deposit protection page.