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How to build up your credit score with this Loqbox referral invitation

Loqbox is a financial app that helps you save money and build credit by locking away a 0% APR loan in a savings account that you pay into each month. Get started today with this Loqbox refer a friend invitation to enter the prize draw.

This unique approach allows you to save money while also improving your credit score.

Loqbox referral invitation 2024: Grow your credit score using Loqbox Save (free version)

Use this Loqbox referral invitation and enter the prize draw to double your savings with this Loqbox friend invitation.

Loqbox refer a friend terms and conditions

  1. Share Loqbox with your friends. Enter their email address, share via WhatsApp, or copy the link to send to them. It’s easy.
  2. Once your friend has joined Loqbox, and made their first savings payment, we’ll add £5 to your savings in Loqbox save and enter you both into the prize draw to double your savings.


Loqbox referral invitation url
Loqbox referral invitation url

How Loqbox Works

When you sign up for Loqbox, you will complete a short application. Once approved, you will be able to choose a loan amount and repayment term. The loan amount will be locked away in a savings account, and you will be responsible for making monthly payments.

As you make your payments, Loqbox will report your activity to the major credit bureaus. This will help you build a positive credit history, which can be beneficial when applying for loans, credit cards, and other forms of credit.

Benefits of Loqbox

There are many benefits to using Loqbox, including:

  • Build credit: As you make your payments, Loqbox will report your activity to the major credit bureaus. This will help you build a positive credit history, which can be beneficial when applying for loans, credit cards, and other forms of credit.
  • Save money: Loqbox can help you save money by locking away a 0% APR loan in a savings account. This means that you will not have to pay any interest on the loan, which can save you money in the long run.
  • Improve financial discipline: Loqbox can help you improve your financial discipline by requiring you to make monthly payments. This can help you develop a habit of saving money and paying your bills on time.
  • No fees: Loqbox does not charge any fees to use its service.

Who Should Use Loqbox?

Loqbox is a good option for people who:

  • Are looking to build credit
  • Want to save money
  • Are looking to improve their financial discipline

Overall, Loqbox is a great way to save money and build credit. If you are looking for a financial app that can help you achieve your financial goals, Loqbox is a great option.

Related: 10 insanely simple life hacks that will save you thousands in the UK

Loqbox Save

Loqbox Save is technically a ‘cash redeemable savings voucher’. But you use finance to buy the voucher. This finance element is the part that gets ‘locked’ in your digital piggy bank and is a loan provided by our sister finance company, Loqbox Finance (the trading name of DDC Financial Solutions Ltd).

The finance is transferred from Loqbox Finance to Loqbox on your behalf when you ‘buy’ your Loqbox Save (savings voucher) using the loan. This is how we’re able to report your monthly savings to the credit reference agencies.


Simply choose how much you want to save each month (between £20 and £200). We lock away a 0% APR loan for that amount in your Loqbox Save. A bit like a digital piggy bank.


You’ll save that amount each month for 12 months, growing your credit score as you go. (We’ll use your payments to pay off the loan you locked away.)

When will my credit score go up?

Most people see a real improvement to their credit report after about four Loqbox Save payments, with steady growth as they make all 12 monthly payments. It takes a little patience, but the savings you’ll make on credit cards, loans, and mortgages are worth it. With a good credit score, you can improve your chances of being accepted for credit when you apply, and save £1,000s as you may be able to get a better deal.


Related: Earn up to £6.00 cashback from Experian Free Account with @Top_CashBack


Loqbox is a unique and innovative financial app that can help you save money and build credit. If you are looking for a way to improve your financial situation, Loqbox is definitely worth considering.

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