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Zilch referral code: £5 reward bonus free gift card + 2% cashback – UK

Use this Zilch referral code to get started at Zilch with 500 points = £5. For instance, get a 2% Amazon cashback on everything + a £5 bonus discount (valid one time only) if you pay with Zilch. Create your account now with this Zilch referral code to get your bonus added. Don’t wait, get your bonus while it lasts!

Article updated July 2023; bonus decreased to £5

Zilch referral code for £5 bonus + 2% back every time 2024

Get 5 GBP (500 points) to use anywhere with this Zilch referral invitation

Zilch referral code UK £15 bonus reward to sign-up
Zilch referral code UK £15 bonus reward to sign-up (now £5 only)

You can access Zilch via an online browser or the Zilch app.


Other ways to get an Amazon cashback – UK

2% for Echo device purchases, for Fire TV device purchases, for Kindle E-reader device purchases or for Kindle Tablet device purchases with Quidco

Or 2.5% with TopCashback for the same categories only.

Amazon cashback when you pay in one time with Zilch
Amazon cashback when you pay in one time with Zilch
Amazon UK gift card Free 15 GBP - pay with Zilch
Amazon UK gift card Free 15 GBP – pay with Zilch

Where to use your £5 Zilch bonus

Zilch reward bonus of £15 when you register - Zilch refer a friend offer 2022
Zilch reward bonus of £15 when you register – Zilch refer a friend offer 2022 (now £5 in 2024)
  • Trainline
  • Hotels.com
  • Ticketmaster
  • Cineworld
  • Treatwell
  • EasyJet Holidays
  • British Airways
  • Trivago
  • Asda
  • Deliveroo
  • ALDI
  • Sainsbury’s Groceries
  • Just Eat
  • Uber Eats
  • Tesco Groceries
  • Morrisons

How Zilch works

Choose where you want to shop

Zilch works everywhere.

Choose how you want to pay

Pay in 4 or Pay in 1, online or in-store.

Use the Zilch card at checkout

Enable the Zilch card and use those details at checkout.

Zilch FAQ

Zilch is FCA regulated

We’re not a bank, but we’re regulated by the Financial Conduct Authority to provide you the protection you need around our regulated products.

Shop anywhere using your virtual Zilch mastercard

Use this at checkout to shop at all of your favourite stores.

Zilch is highly rated on Trustpilot. Check for yourself.


How the Zilch Pay in 4 times timing works

Split payments in 4 over 6 weeks for free at 1000s of participating stores. Zilch Anywhere for a small fee of £2.50 (rep. ex. 11.5% APR).

25% 1st payment at checkout + Zilch Anywhere fee if applicable

50% 2nd payment after 2 weeks

75% 3rd payment after 4 weeks

Final payment after 6 weeks


Get 2% back when you Pay in 1

Eligible customers can Pay in 1 and get the best cashback in the world. We call cashback Zilch Rewards.

Shop anywhere

Select Pay in 1

Earn rewards instantly

Spend Rewards anywhere


Zilch refer a friend invitation sign-up bonus UK
Zilch refer a friend invitation sign-up bonus UK

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