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Zing referral £20 for new users [Zing app invitation] 18+ UK Residents

Zing, (or is an international money transfer app that allows you to send and spend money in multiple currencies. Zing is from HSBC, they just launched a referral scheme and new users get £20 if they register using a Zing referral invitation and spend £5. The referral promotion is running until May 31st 2024, get your bonus now.

Article published on May 4th, 2024

Zing app referral invitation get £20 and £20 when you refer a friend to Zing (maximum £400)

  1. Open this Zing referral invitation to get started
  2. Enter your mobile number
  3. Sign up using the same mobile number you entered on the referral invitation
  4. Spend £5 using either the physical or virtual card or through Apple or Google Pay (little tip top up your Amazon account of £5)
  5. As a result, you will receive £20 within 30 days
Zing referral invitation £20 sign up bonus for new user
Zing referral invitation £20 signup bonus for new user

You’re invited to join Zing – the worry-free international money app – and get £20. Eligible for 18+ UK Residents only. T&Cs apply.
  • Make one successful card payment – minimum £5 (or equivalent currency) transaction value
  • The £20 is awarded within 30 days
  • The promotion is (currently) between 30th April to 31st May

Zing app – Invite friends and earn up to £400!

Get £20 per friend you invite to Zing – and they get £20 too! Anyone you refer must be 18+ and a UK resident.

How it works

Send your referral link
Tap the button below to share.

The link takes your friend to a form to enter their mobile number.

Your friend creates a Zing account
They download the app and successfully onboard to Zing using the same mobile number.

Your friend makes one card payment
Using their Zing card (digital or physical) or Apple Pay/Google Pay (£5 minimum or equivalent currency value). Once successful, you and your friend will get £20 from us within 30 days. Nice!

Refer up to 20 friends
You could earn up to £400.

Enter between 30th April – 31st May
Anyone you refer must complete these steps during the Promotion Period: 30th April 2024 00:00 BST until 31st May 2024 23:59 BST.

Zing invite friends earn money referral screenshot
Zing invite friends and earn money [referral tab screenshot]

Who can use Referrals?

The ability to make referrals is available to anyone who is:

  • a UK resident
  • aged 18 years or over, and
  • a customer of Zing with an open account that is not restricted or suspended

The reward amount for each Referrals offer will be set out in the Zing app and the referral landing page. The reward will be credited into your Zing account in GBP. You cannot swap the reward for anything else.

Why Zing?

  • Exclusive rewards Enter promotions and earn curated rewards just for Zing members.
  • Worry-free international money Hold money in multiple currencies and spend in 200+ countries and territories around the world, with one card and app.
  • Competitive rates and fees Enjoy no fees when sending money in the same currency between Zing accounts.

Related: Zilch referral code: £5 reward bonus free gift card + 2% cashback – UK

My experience registering to the Zing app – Zing New user -Zing HSBC

Registering is fast. They start with an email (you verify your email), then a phone number, you will receive a verification code by text to confirm your phone number. Then you need to take a photo of your passport, activate your camera, and turn your head from left to right slowly. You also need a proof of your right to be in the UK (there are different options, UK passport, visa, share code…). Finally, they ask for your address, and you need a proof of address too or you can activate geolocation and after 15 seconds it can confirm your address. (I never saw this before, but it was quick).

It took me maybe 5 minutes to be fully approved, so it was really fast in my case. It’s all automated.

The debit card will be sent to your address for free. But you can add the card directly on your mobile phone to spend.

I did my first top-up with my Revolut in seconds.

Once you are up and running you need to spend £5 to be able to receive your new user reward. An easy way is to shop online or top-up your Amazon account of £5 for example.

Zing vs Wise

Zing is the HSBC version of wise. Wise and Zing are both international money transfer services that offer competitive exchange rates and low fees compared to traditional banks. Here’s a breakdown to help you choose:


  • Wise: Charges a transparent fee upfront, typically around 0.5% of the transfer amount, with additional fees for certain payment methods like ACH or wire transfer.
  • Zing: Offers free Zing-to-Zing transfers and local bank transfers. Their standard conversion fee is 0.2%, but there’s a 1% fee for using your card abroad if the currency isn’t already in your wallet.


  • Wise: Supports over 50 currencies, multiple payment methods, and boasts faster transfer times (sometimes instant). They also have a global presence.
  • Zing: Supports 20 major currencies, with limited payment methods (no ACH or wire transfer yet). They offer a Visa debit card and are currently only available in the UK.


  • Wise: A well-established service with a broader range of features, faster transfers, and wider currency support. Ideal for frequent international transactions or large transfers.
  • Zing: A newer service with competitive fees, especially for small transfers within their supported currencies. The debit card for spending abroad is convenient. However, their limited availability and features might be a drawback.

Choosing the right one depends on your needs:

  • If you need to transfer money in many different currencies or want the fastest transfer times, Wise might be better.
  • If you’re in the UK and prioritize low fees for smaller transfers or spending abroad with a debit card, Zing could be a good option.

Zing rewards and perks

Get up to 10% off your next stay

Unlock your reward Tap on the button below to open the ‘Rewards’ tab and select the reward. To unlock it, tap ‘Convert money’ and convert any amount of money in any currency in the Zing app.

If you’ve made a conversion since the reward was launched on 7th May, your reward will be unlocked and ready to use. Start your search Tap on ‘Open merchant website’ to browse accommodations – don’t forget to book with your Zing card.

The value of your discount will appear in the search results and your checkout summary will show the discount applied. This reward is only valid for selected properties and until the 23rd of July 2024. Find more information and view full terms and conditions on the website.

Happy Zing!

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