Chip referral code CHIP-VMV325 for new members. Enter the chip referral code in the chip app in your account underPromos & Referrals, deposit £100 or more into the Prize Savings Account, and receive your bonus entries for a big reward. Create your free account today.
Article last updated: 27/12/2026
New Chip app referral code
Chip app referral code April 2026 – refer a friend offer
What is Chip?
Chip is a UK wealth app designed to make saving effortless. It connects securely to your bank account and helps you save automatically, based on your spending habits.
Today, over 500,000 people use Chip to save billions of pounds. Because of its simple design and strong security, Chip is especially popular with people who want to save without thinking about it every day.
What is the Chip referral bonus?
When you join Chip using a referral invitation, you can unlock a boosted reward.
Here is what you get:
- 100 bonus entries into December’s £500,000 Prize Savings Account draw
- Just deposit £100 or more into the Prize Savings Account
- No complicated tasks or ongoing requirements
Instead of cashback, Chip rewards you with extra chances to win, which makes this bonus attractive even if you only deposit the minimum.
How to get the Chip referral bonus
The process is straightforward.
- Join Chip using this referral invitation
- Download the Chip app and create your account
- Deposit £100 or more into the Prize Savings Account
- Your 100 bonus entries will be added automatically
Alternatively, you can enter the referral code manually inside the app.
What is the Chip Prize Savings Account?
The Prize Savings Account combines saving with monthly prize draws.
Instead of earning traditional interest, your balance gives you entries into large cash prizes, including a £500,000 top prize. As a result, many users enjoy the excitement while still keeping their money accessible.
Your savings are not locked away, and you can withdraw when you need to.
Is Chip safe and legit?
Yes. Chip is authorised and regulated in the UK, and it uses bank-level security to protect your data and funds.
Moreover, your money is held with regulated partners, and you always remain in control of your savings. Because of this, Chip is widely considered a safe and legitimate saving app.
Who is Chip best for?
Chip works well if you:
- Want to save without micromanaging
- Like the idea of prize-based rewards
- Prefer an app-based saving experience
- Want flexibility with withdrawals
However, if you prefer fixed interest only, you may want to compare Chip with traditional savings accounts.
Why the referral bonus is worth using
The referral bonus gives you extra value without extra risk.
You only need to deposit £100, which remains yours. In return, you get 100 extra chances to win in a very large prize draw. Because of this, the referral boost is a smart way to test the app.
People ask: what is chip bonus? How do you get 10 from chip?
The bonus at the moment is free extra entries; you need to enter it in the app after creating your account.
Chip app refer a friend bonus terms and conditions
- Be a new customer
- Keep at least £10 saved in your Chip Prize Savings Account until the bonus is drawn.
Chip app review
Who are Chip? Is chip legit?
Chip is authorised by the Financial Conduct Authority under the Payment Service Regulations 2017, firm reference number no. 911255, for the provision of payment services.
Chip app reviews
You will find chip review at https://www.trustpilot.com/review/getchip.uk
At the time of writing this article, there are 4,359 chip reviews with a score of 4.4/5.
What is the cost of using chip app?
The standard Chip plan has no monthly cost. Just note additional fees apply if you choose to invest.
Chip – Previous Expired referral offer
Refer friends to Chip and you both get a £15 bonus is now updated to a new one for new users. With the chip referral program, you can invite your friend and share your own chip app referral code.
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Enjoy this chip referral code and add up a bit more to your savings!