From 7 April 2025, Chase UK is significantly changing its 1% cashback benefit. Instead of rewarding every purchase, the cashback will only apply to a narrow range of categories: groceries, fuel, and transport.
If you’ve been relying on Chase for your everyday cashback, this might be a bit of a blow. But don’t worry — there’s a smart alternative that still rewards you for all your purchases: SumUp Pay.
What’s Changing with Chase Cashback?
Chase has officially confirmed that starting 7 April 2025, their 1% cashback will be limited to:
- Groceries
- Fuel stations
- Transport and travel services
That means you’ll no longer get cashback on other everyday spending like:
- Online shopping
- Restaurants and cafés
- Subscriptions
- Homeware and tech
These changes will affect anyone looking to maximise rewards on all their daily expenses, not just petrol and groceries.
Introducing SumUp Pay – 0.5% Cashback on Everything
If you’re looking for a flexible cashback alternative, SumUp Pay might be the answer. While it offers 0.5% cashback (instead of 1%), the big difference is that you earn cashback on every purchase, regardless of category.
Why Consider SumUp Pay as a Chase Cashback Alternative?
- 0.5% cashback on all card transactions
- No minimum spend requirements
- Works with Apple Pay and Google Pay
- Instant cashback – no waiting
- Ideal for covering all those non-grocery purchases Chase will soon stop rewarding
📲 Sign up with this referral code and get £10 after making 3 card payment:
How to Set Up SumUp Pay in Minutes
1. Download the SumUp Pay app from the App Store or Google Play
2. Create your account and complete the short verification process
3. Tap your initials in the top right → go to Rewards
4. Enter the referral code: DENIS5756
5. Link a card (or top up manually) and spend £10+ in 3 purchases
6. You’ll earn cashback on all purchases and get £10 bonus within a few days
Chase vs SumUp Cashback Comparison
| Feature | Chase (from 7 April) | SumUp Pay |
|---|---|---|
| Cashback Rate | 1% | 0.5% |
| Cashback Scope | Only groceries, fuel, transport | All purchases |
| Bonus Offer | None | £10 welcome bonus |
| Payment Methods | Physical + Digital | Digital wallet (Apple/Google Pay) |
| Fees | Free | Free |
Should You Switch from Chase to SumUp Pay?
If you mostly spend on groceries and petrol, Chase is still helpful. However, if you want to earn cashback on a broader range of everyday purchases, SumUp Pay is a no-brainer.
You can even use both:
• Chase for grocery shops and fuel
• SumUp Pay for everything else
That way, you’ll still maximise rewards across all your spending.
£10 Bonus with SumUp Pay
Right now, new users can earn a £10 reward just for joining and spending £10 across three transactions. That’s on top of the ongoing 0.5% cashback.