If you pay rent every month and get nothing back, Ribbon Rewards is one of those ideas that immediately makes you pause. Can you really earn rewards just for paying rent? Yes, you can 1% back every month.
In this Ribbon Rewards review, I will explain how it works, whether it is safe, what you can earn, and how to get a £25 bonus through a referral.
Ribbon Rewards referral: get £25 in vouchers
If you want to try it, you can start with a bonus.
👉 Join Ribbon Rewards with this invitation to get a 2500 bonus points https://www.ribbonrewards.io/?ref=DENID5D5
You will get:
- 2,500 bonus points after your first rent payment
- That equals £25 in vouchers (based on 100 points = £1)
What is Ribbon Rewards?
Ribbon Rewards is a UK fintech product that lets you:
- Pay your rent as usual
- Earn points on every payment
- Redeem those points for vouchers
It is designed for renters who want to get something back from their biggest monthly expense.
Hey! Try Ribbon with my invite code DENID5D5 — you’ll get 2,500 points (£25) on your first rent payment. Plus, Ribbon rewards you with points every month for paying rent, redeemable at Apple, Amazon, Deliveroo, British Airways and loads more. Rated Excellent on Trustpilot and 5-star on Google: https://www.ribbonrewards.io/?ref=DENID5D5
My experience using Ribbon Rewards
I joined using a referral code to get the first bonus, and I now use it to pay my rent to OpenRent every month. I set up a recurring payment from my Barclays account. The money goes to Ribbon first, then straight to OpenRent. This is how I do it, but you can pay manually every month.
From my perspective, nothing really changed. The only difference is that I now earn points every month, which I can redeem for vouchers.
That is why I like it. I am already paying rent anyway, so it feels like an easy little win.
How does Ribbon Rewards work?
Ribbon keeps things simple:
- You sign up and get a dedicated bank account in your name
- You send your rent to that account
- Ribbon forwards the payment to your landlord
- You earn points after each payment
Your landlord receives the money just like a normal bank transfer.
No changes are required on their side.
Is Ribbon Rewards really free? What is the catch?
This is the first question everyone asks.
Ribbon says:
- There are no fees for you
- There are no fees for your landlord
- They earn money from partner brands when you redeem vouchers
This is similar to cashback platforms or credit card reward systems.
So there is no hidden cost added to your rent.
Is Ribbon Rewards safe?
This is the most important part.
Ribbon states that:
- Your money is held in a ring-fenced account
- The account is provided by Griffin Bank, a fully regulated UK bank
- Eligible deposits up to £120,000 are protected by FSCS
That means your money has the same level of protection as many traditional banks.
Even if Ribbon stopped operating, your funds would still be protected.
Does my landlord need to sign up?
No.
Your landlord or letting agent:
- Does not need to register
- Does not need to approve anything
- Simply receives the rent as usual
This is a big advantage, as it works with any rental setup in the UK.
How fast does the rent payment arrive?
Ribbon says the payment is sent instantly.
Because it comes from a bank account in your name, it works like a standard bank transfer.
So there should be no delay compared to your usual payment method.
What can you redeem Ribbon Rewards points for?
This is where it gets interesting.
You can redeem points for vouchers at brands such as:
- Amazon
- Deliveroo
- Uber Eats
- Nike
- Apple
- John Lewis
- Sainsbury’s
- ASDA
- M&S
- Ryanair
- Eurostar
- Hotels.com
- Avios
There are also options like cinemas and food brands such as Nando’s and GAIL’s.
New brands are added regularly.
Related: How to get an easy £25 cash when making one purchase online with Rakuten cashback UK
How much are Ribbon Rewards points worth?
Ribbon currently states:
👉 100 points = £1 in vouchers
So:
- 2,500 points = £25
- 10,000 points = £100
That makes the referral bonus meaningful, not just a small perk.
Is Ribbon Rewards legit?
This is a common concern, and it is fair to ask.
Ribbon is:
- A UK-based fintech product
- Built by Scraye
- Transparent about how it works
- Using a regulated banking partner
It also has a strong presence on Trustpilot where users share their experiences.
👉 https://uk.trustpilot.com/review/ribbonrewards.io
Many reviews highlight:
- Easy setup
- Smooth rent payments
- Successful voucher redemptions
That helps build trust.
Why people hesitate before using Ribbon
Most concerns fall into these categories:
“It sounds too good to be true”
It is not free money. You are earning rewards through a system similar to cashback.
“What if my rent does not arrive?”
Ribbon says payments are sent instantly from your named account.
“What if something goes wrong?”
Funds are protected through FSCS up to £120,000.
“Is there a hidden fee?”
Ribbon says there is none.
Is Ribbon Rewards worth it?
In my opinion, yes.
If you:
- Pay rent by bank transfer
- Want simple rewards
- Do not want to change your landlord setup
Then Ribbon is one of the easiest ways to get something back.
It will not change your finances dramatically.
But over time, those vouchers add up.
TLTR
Ribbon Rewards is a smart idea that fits naturally into something you already do every month.
The key advantages are:
- No landlord involvement required
- No fees for tenants
- Protected funds
- Useful voucher rewards
- A real £25 bonus to start
👉 Start with https://www.ribbonrewards.io/?ref=DENID5D5
If you are already paying rent, it is one of the easiest ways to turn that expense into small ongoing rewards.