If you collect Avios, this is an easy way to earn a valuable bonus while also protecting yourself against unexpected travel disruption.

✈️ Claim your 3,000 Avios

👉 https://www.americanexpress.com/en-gb/insurance/referral/invitation/97217a76-4832-4fd3-8a11-123bbde13122/

If you complete an eligible purchase through my referral link, you’ll receive 3,000 Avios (1500 for the referrer).

What is American Express Travel Insurance?

American Express Travel Insurance provides cover for a wide range of travel-related situations, helping protect you financially if things don’t go to plan.

Depending on the policy you choose, cover may include:

• Medical emergencies abroad
• Trip cancellation
• Missed departures
• Lost or delayed baggage
• Personal belongings
• Travel disruption
• Personal liability

Policies are underwritten by Chubb, one of the world’s leading insurance providers.

Related content: Get 500 easy Avios when you download the Avios app (2026)

How to get 3,000 Avios

Getting the bonus is simple.

Step 1

Open this referral link: https://www.americanexpress.com/en-gb/insurance/referral/invitation/97217a76-4832-4fd3-8a11-123bbde13122/

Step 2

Choose an eligible American Express Travel Insurance policy.

To qualify for the promotion, the policy must cost £80 or more at the time of purchase.

Step 3

Purchase the policy using your eligible American Express Card.

Step 4

Receive your reward. After your qualifying purchase, you’ll receive: 3,000 Avios

According to American Express, bonus Avios can take up to 12 weeks to be credited to your account.

Key terms and conditions

Before purchasing your policy, here are some of the most important conditions to be aware of:

• Your travel insurance policy must cost £80 or more.
• You must purchase the policy using the referral link.
• Payment must be made using an eligible UK-issued American Express Card.
• The referral reward only applies to the initial policy purchase. Additional cover added later does not qualify.
• The referral link remains valid for 30 days after it has been generated.
• Bonus Avios may take up to 12 weeks to appear in your account.
• The promotion is subject to the full American Express Insurance Referral Programme Terms and Conditions and may be changed or withdrawn at any time.

Eligible American Express Cards

To participate in the referral programme, both the referrer and the new customer must hold at least one eligible UK-issued American Express Card.

Eligible cards include:

• The Platinum Card®
• Preferred Rewards Gold Card
• British Airways American Express® Credit Card
• British Airways American Express® Premium Plus Card
• American Express Cashback Credit Card
• American Express Cashback Everyday Credit Card
• American Express Rewards Credit Card
• American Express Green Card
• The Centurion® Card

If you’re unsure whether your card qualifies, check the latest programme terms before applying.

How much are 3,000 Avios worth?

The value of Avios depends on how you choose to redeem them.

Many travellers value 3,000 Avios at around £25 to £40, although you may achieve even better value when using them for premium cabin upgrades or reward flights.

You can redeem Avios for:

• British Airways reward flights
• Iberia flights
• Qatar Airways flights
• Flight upgrades
• Hotel stays
• Car hire
• Shopping rewards

Related article: Are you a business owner? On Business referral code for 1,500 bonus On Business Points [British Airways]

Is Amex Travel Insurance worth it?

If you’re already planning to purchase travel insurance, earning thousands of Avios at the same time is an attractive bonus.

American Express Travel Insurance is backed by Chubb and offers a range of policies suitable for:

• Weekend breaks
• Family holidays
• European travel
• Worldwide trips
• Business travel

Rather than buying travel insurance elsewhere, this promotion lets you earn Avios that can be used towards your next trip.

Related article: Amex referral code for your Amex card – UK

Frequently Asked Questions

How many Avios do I receive?

Eligible new customers receive 3,000 Avios after purchasing a qualifying travel insurance policy through the referral programme.

Does the policy need to cost a minimum amount?

Yes.

The qualifying travel insurance policy must cost £80 or more at the time of purchase.

Which payment method must I use?

The policy must be paid for using an eligible UK-issued American Express Card.

How long does it take to receive the Avios?

American Express states that bonus Avios can take up to 12 weeks to be credited.

Can I refer myself?

No.

The American Express Insurance Referral Programme does not allow self-referrals.

Is travel insurance worth buying?

Travel insurance can provide valuable financial protection against unexpected events such as medical emergencies, cancellations, lost luggage and travel disruption. The level of cover you need depends on your destination, trip length and personal circumstances.

TDTR

If you’re already planning to buy travel insurance, this referral offer is an excellent opportunity to earn 3,000 Avios at no extra cost.

Simply purchase an eligible American Express Travel Insurance policy through the referral link.

The post Amex Travel Insurance Referral: Get 3,000 Avios with an Eligible Policy appeared first on Referral code UK offers.

This guide explains how each discount works, the cashback amounts for different pet policies, and includes an Animal Friends Pet Insurance review to help you decide if it’s right for you.

Animal Friends Pet Insurance Discount Code Options

You can reduce the price of your first policy in two different ways:

1. From £12 up to £80 (+ £10 Cashback Welcome Bonus if you are new to TopCashback)

Sign up to TopCashback through this link:

👉 https://www.topcashback.co.uk/ref/deju/animal-friends-pet-insurance

After creating your account, search for Animal Friends Pet Insurance and click through to get tracked.

You’ll receive £10 once you earn £10 cashback. Check the TopCashback rate below.

2. £40 Voucher via Refer-a-Friend

If you prefer a voucher instead of cashback, use this link (use the same email)

You will get a £40 voucher once your new policy has been active for 60 days and all payments are up-to-date.

“*Offer excludes Accident Only policies. By accepting this offer, you agree to the Terms and Conditions“

You can choose where to spend it, as Animal Friends offers a wide range of retailers.

Important:

If you got a pet insurance quote within the last 30 days through a price comparison website (GoCompare, Compare the Market, Confused, etc.), you may not be eligible for the voucher.

Animal Friends Cashback Rates (Through TopCashback)

Here are the current cashback amounts available:

• Multi-Pet Insurance – £80
• Dog Lifetime Insurance – £35
• Cat Lifetime Insurance – £25
• Horse Insurance – £20
• Cat Insurance – £12
• Dog Insurance – £12

These are generous rates, and they often increase during special promotion times.

How to Use the Animal Friends Refer-a-Friend Discount

To get the £25 voucher:

1. Use this Animal Friends referral link
2. Buy your first Animal Friends policy.
3. Keep your policy active for 60 days.
4. Once that period is complete, you will receive your £25 voucher by email.

If you don’t use the link, you can select “Been referred by a friend?” at checkout and enter the name

Animal Friends Pet Insurance Review (UK)

Animal Friends Pet Insurance is one of the most popular pet insurers in the UK, with over one million customers. Here’s a simple, honest look at what they offer.

What They Do Well

• Wide range of policies for dogs, cats, horses and multiple pets
• Competitive pricing
• Clear policy documents
• Good customer service reputation
• Easy online claims process
• Supports animal charities with part of their profits

They offer Accident Only, Time-Limited, Max Benefit and Lifetime cover. Most pet owners prefer Lifetime because it protects you year after year.

What Could Be Better

• Accident-only policies are excluded from the referral offer
• Coverage levels vary, so you should compare limits carefully
• Pre-existing conditions are not covered, similar to other insurers

Who Animal Friends Is Best For

This insurer works well for people who want decent cover at a reasonable price, especially if you have more than one pet. Their multi-pet cashback (£80) is one of the highest on the market.

Related: Profile Pensions referral code for a £50 Amazon gift card – promo code

Should You Use the Cashback or the £25 Voucher?

Here’s a simple way to decide:

• Choose cashback if you want the best financial return.
• Choose the voucher if you prefer an instant reward you can spend later.

The voucher is easier to redeem, but cashback can be worth more depending on the policy you take.

To conclude

Animal Friends is a strong option for pet owners who want affordable, flexible cover. You can save money by using a TopCashback bonus or by using a referral invitation to get a £25 voucher. Both offers work for new customers. As long as your policy is active for 60 days, you’ll receive your reward.

If you’re ready to save, choose your preferred discount below:

£10 Cashback + Existing Cashback Rates

£25 Voucher via Refer-a-Friend

The post Animal Friends Pet Insurance Discount Code + Honest Review (UK Guide) appeared first on Referral code UK offers.